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Government rebates to help you save for a Home!

Posted by Sherry Rioux on July 11, 2013

Federal Government ProgramsDollar Signs

Tax-free savings account or TFSA allows you to save money in an account, free of tax.  The savings you grow there can be used to renovate or purchase a house.  Get more info here.

The Home Buyers’ Plan or HBP allows tax-free withdrawals, providing you meet some qualifying criteria, from the registered retirement savings plans to either build or to purchase a qualifying home.  Get more info here.

Ontario Government Programs

Land Transfer Tax Refund for First-time Homebuyers:   If you (or your spouse) haven’t owned a home before, this refund has a maximum of $2,000.  You can claim this amount at registration and offset some (or sometimes all) of the Land Transfer Tax due.  Certain criteria apply and more info is available here.

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